Public and Products Liability

Public Liability

Public liability insurance protects you and your business against the financial risk of being found liable for negligence.

Negligence is causing reasonably foreseeable harm including:

injury or death, such as due to a slug in ginger beer making a customer sick
negligent advice, such as saying a company or employee is performing well when they’re not
nervous shock, such as emotional distress or a recognised psychiatric illnesses
property damage, such as negligently causing a fire
pure economic loss, which occurs in very rare cases where there’s a special duty of care and a negligent act or omission causes a business to lose expected revenue.

Product Liability

If you sell, supply or deliver goods, even in the form of repair or service, you may be liable if your products cause:

injury or death
property damage
nervous shock, such as emotional distress or a recognised psychiatric illness.

Product liability insurance covers you if any of these events happen to another business or person by the failure of your product or the product you are selling.

Above definitions taken from : www.business.gov.au

Why Us

When it comes to Public and Product Liability our principal staff’s experience really saves you money. He has the capacity to source a cover that is specific to your requirements and has found cover for many people and businesses like scaffolders and other specialised businesses that others won’t touch.

When you engage Quantum Insurance for you Public and Product Liability you get:

25 Years of experience
Access to multiple policy options
One on one communication
Direct line
Convenience of policy bundling
Monthly payment facility on most policies

Quantum Insurance will negotiate the best deals for you, ensuring you are adequately covered and protected, allowing you to confidently get on with business.